Software development for fintech

headerimage finance

First-class software development for leading financial companies

From digital payments and e-wallets to POS (point of sale) features and integrations, we develop the next generation of fintech products. Together with our clients, we make banking, payments, insurance and lending frictionless and future-proof.

Navigating a complex industry

Within the rapidly expanding field of fintech, clients appreciate our thorough expertise and hands-on approach. From UX and systems integration to secure payments and up-to-date knowledge of regulations (PCI, PSD2, KYC, AML) - we understand what you and your customers need and we know how to make it a reality.

Banking & Payments
Banking & Payments

Smooth, secure management of funds across different devices and platforms is our strength – see tailored solutions for (for example: dine+go).

Mobile Wallets
Mobile Wallets

We deploy our highly customizable white-label mobile wallet technologies for a wide range of customers. From travel companies to hospitality chains (check out St. Oberholz).


We develop state-of-the-art, user-friendly apps & services for various insurance scenarios (e.g. Hypoport).

Lending & Cash Advance
Lending & Cash Advance

Seamless, secure solutions from B2B lending (read more about Brazilian start-up Dinie) to easy access to loans (check out Germany’s Banxware).

Biometric Payment & AI
Biometric Payment & AI

We develop innovative checkout and payment solutions together with leading Innovation Labs (read more about projects SmartBar and Butik).

POS Solutions
POS Solutions

We develop POS solutions for companies like orderbird, bringing a range of payment and value-adding services to different hardware.

Why it pays to work with YND

Within software development, fintech holds a distinct place: It can throw up some surprising stumbling blocks and requires a wealth of specific, specialist knowledge related to security, reliability and compliance. With potentially so much capital at stake (and plenty of people willing to target it), the result needs to be a joy to use – and absolutely water-tight.

4out-of-the-box thinking
iphone screens on black background

Why choose YND

Our clients trust us to get things right. With more than 70 experts in Berlin and Warsaw, we build software that solves real problems, from e-learning apps that improve digital literacy (Audi Denkwerkstatt) to mobile POS solutions with state-of-art personalisation features (Burger King). In short, we let big companies innovate like startups. And our track record for some of the biggest players in Europe speaks for itself.



years in business


Satisfied clients


Successful Projects
orderbird screen

The most impressive thing about them is how they share our vision and are so invested in our work. They poured their hearts and minds into designing a good setup and taking the right measures. They didn’t do this for us – we did it together.

Christian Scheper-Stuke

Product Manager, Orderbird AG

dinie app screen

We loved the fact that this was a true collaboration – we didn’t even think of YND as an agency, but rather as a real partner. They also understood the financial constraints of an early-stage start-up and were willing to share valuable knowledge from Day One. What a pleasure to work with!

Suzy Ferreira


dine&go asset

They were fast from the beginning, proactive in delivering their services, and super reactive in terms of support. Their efforts were extremely appreciated by our IT experts. In our view, YND is much more than a development agency. They delivered a turnkey MVP to us, which has been highly valuable.

Ludovic Ciannarella


One last thing...

We’re no one-size-fits-all company. You can rely on YND to listen to your requirements – and then tailor a solution that’s just right for you, your budget and your customers.

Want to know how fintech could work for you?